HERE’S A SNAPSHOT OF OUR MAJOR MEDICAL PLANS
The Teammate Plan is a no deductible plan. This means you will have medical insurance you can use the first pay period following 30 days from your start date with Ōnin. This plan offers lower copays, $5 generic prescriptions, two $5 in-person primary care visits, and is truly usable insurance. There is no out-of-pocket maximum, which means you will pay your copay each time you receive medical care for all covered visits and procedures.
The Bronze Plan meets the Affordable Care Act requirements. Common services, like doctor visits, are more expensive on this plan, but the Bronze Plan provides a maximum-out-of-pocket high-deductible plan where you will pay more out-of-pocket when you use a doctor for more than preventative care. Copays to see a doctor or specialist are higher than our Teammate Plan. Also, you must meet your deductible ($3,000/$6,000) before the insurance begins to help cover some of the medical costs. This plan does offer a maximum out-of-pocket of $6,000 for the individual plan and $12,000 for the family plan, which means you will not spend more than this amount in a year, although you will still have to pay your premiums.
It is important to remember, you can use our teledoctor services for free, from anywhere, to avoid traditional, time-consuming office visits and fees by selecting one of our insurance plans.
